Save however you want.

Foreign Currency Time Deposit Account

If you look for attractive interest rates for your savings, choose a foreign currency time deposit account for the period that is most convenient for you.
Features:

  • As the interest rate is fixed over the term of the time deposit, during the deposit's period your returns are not affected by changes in market interest rates.
  • Foreign currency time deposits accounts may be opened in USD, EUR, JPY, CHF or GBP.
  • Minimum amount for a deposit opening is 200 USD / 200 EUR / 200 JPY / 200 CHF / 200 GBP.
  • Depending on your needs and saving capacity, you may choose a 1, 3, 6, or 12 months deposit.
  • Early withdrawal before the maturity date voids all accrued interest.
  • Unless requested otherwise, time deposits will be automatically renewed at the end of the term with the same maturity as the original one, but with the currently applicable interest rate. You can transfer accrued interest to your current account.
  • Enjoy convenient access to your time deposit account and display information about your account through Garanti Online.
  • Time deposits are guaranteed by the Deposit Security Fund in the Banking System (within the limit established by law).
  • There is no cash withdrawal fee for time deposits amount if the money is withdrawn on the maturity date and if the time deposits were kept for at least 30 days.

NEW

Special offer:

If you are a pensioner or you receive your salary in an account opened at Garanti Bank and you open a deposit (of minimum one salary), you will benefit of special interest rates:

  • 0.5 additional percentage points as compared to the interest rate of a standard RON deposits

The deposit may be done for different periods: 3, 6 and 12 months.

Deposit Interest RatesDeposit Interest Calculator

To apply:

  • Please visit the nearest GarantiBank branch.
  • If you are already a client and you subscribed to our internet banking service, Garanti Online, you can directly open a supplementary account, simply and comfortably.

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