| Product |
Currency |
Index |
Margin |
Interest rate (index margin |
Monthly adm. fee |
File analysis fee |
DAE for maximum tenor |
| Housing loan |
RON |
ROBOR 6M |
2,94% |
10.20% |
0,10% |
2,50% |
12.39% |
| EUR |
EURIBOR 6M |
4,86% |
6.00% |
0,10% |
2,50% |
7.72% |
| USD |
LIBOR 6M |
7,20% |
7.86% |
0,10% |
2,50% |
9.76% |
| CHF |
LIBOR 6M |
8,58% |
8.79% |
0,10% |
2,50% |
10.80% |
| General purpose loan with real guarantees |
RON |
ROBOR 6M |
3,36% |
10.62% |
0,15% |
2,50% |
13.55% |
| EUR |
EURIBOR 6M |
5,04% |
6.18% |
0,15% |
2,50% |
8.58% |
| USD |
LIBOR 6M |
7,50% |
8.16% |
0,15% |
2,50% |
10.77% |
| CHF |
LIBOR 6M |
8,76% |
8.97% |
0,15% |
2,50% |
11.68% |
| Debt consolidation loan
|
RON |
ROBOR 6M |
3,36% |
10,62% |
0,15% |
1,50% |
13,39% |
| EUR |
EURIBOR 6M |
5,04% |
6,18% |
0,15% |
1,50% |
8,46% |
| USD |
LIBOR 6M |
7,50% |
8,16% |
0,15% |
1,50% |
10,63% |
| CHF |
LIBOR 6M |
8,76% |
8,97% |
0,15% |
1,50% |
11,53% |
| General purpose loan without guarantees |
RON |
ROBOR 6M |
3,06% |
10.32% |
0,40% |
3,00% |
17.19% |
| EUR |
EURIBOR 6M |
10.14% |
11.28% |
0,40% |
3,00% |
18.32% |
| USD |
LIBOR 6M |
9,30% |
9.96% |
0,40% |
3,00% |
16.77% |
| CHF |
LIBOR 6M |
11,82% |
12.03% |
0,40% |
3,00% |
19.22% |
| General Purpose Loan "Summa cum Laude" |
RON |
ROBOR 6M |
1,86% |
9.12% |
0,40% |
1,50% |
15.31% |
| EUR |
EURIBOR 6M |
8.94% |
10.08% |
0,40% |
1,50% |
16.42% |
| USD |
LIBOR 6M |
8,10% |
8.76% |
0,40% |
1,50% |
14.90% |
| CHF |
LIBOR 6M |
10,62% |
10.83% |
0,40% |
1,50% |
17.29% |
| Auto loan |
RON |
ROBOR 6M |
3,36% |
10.62% |
0,20% |
2,50% |
14.81% |
| EUR |
EURIBOR 6M |
6,84% |
7.98% |
0,20% |
2,50% |
11.82% |
| USD |
LIBOR 6M |
7,50% |
8.16% |
0,20% |
2,50% |
12.02% |
| CHF |
LIBOR 6M |
8,76% |
8.97% |
0,20% |
2,50% |
12.93% |
| First House loan |
RON |
ROBOR 3M |
2,49% |
9.27% |
0% |
0% |
9.67% |
| EUR |
EURIBOR 3M |
3,99% |
4,89% |
0% |
0% |
5,00% |