Saving Accounts Interest Rates

Minimum amount	Index	Index value	Calculation formula	Interest rate
500 RON	ROBOR 6M	6,03%	Index – 1.25%	4,78%
2,000 RON	ROBOR 6M	6,03%	Index – 0.75%	5,28%
500 EUR	EURIBOR 6M	1,41%	Index + 0.35%	1,76%
2,000 EUR	EURIBOR 6M	1,41%	Index  + 0.60%	2,01%

• ROBOR 6M and EURIBOR 6M are updated each 1st of February and 1st of August.
• According to the Emergency Ordinance no. 58/2010, starting 1st of July 2010, the interest granted to customers for saving accounts is subject to a tax of 16%

Interest rates for “Piccolo” savings account opened for children

Minimum amount	Index	Index value	Calculation formula	Interest rate
500 RON	ROBOR 6M	6,03%	Index – 0.75%	5,28%
500 EUR	EURIBOR 6M	1,41%	Index + 0.60%	2,01%