New Fees - Applicable from 16.01.2012

New operational fees applicable starting with 01.01.2012

Denumire comision	Comision actual	Comision nou
Paper-based transfers in RON between Garanti Bank S.A clients*	Free of charge	2 RON
Paper-based transfers in foreign currency between Garanti Bank S.A clients*	Free of charge	1 EUR/ equivalent account currency
Inter-banking payment using Cheques and PN: 0 - 100 RON 100 – 1,000 RON 1,000 - 49,999 RON equal or above 50,000 RON	3 RON 4 RON 5 RON 30 RON	5 RON 5 RON 5 RON 25 RON
Payments/ collections using Cheques and PN between Garanti Bank S.A clients.	Free of charge	1 RON
Cheque book issuing	3 RON/ page 55 RON/ package	2 RON/ page 40 RON/ package
Payment and collection refusal of Cheques and PN	-	10 RON
Withdrawal of debit instruments before due date of collection	-	10 RON
Cancellation/ lost of issued debit instruments	-	10 RON
Cancellation/ modification/ investigations of payment orders	-	10 RON/ transaction, for transactions in RON; 10 EUR/ equivalent account currency + SWIFT, for foreign currency transactions.
Additional fee for processing payment orders received by the bank by fax	-	1 RON/ transaction, for transactions in RON; 1 EUR/ equivalent account currency, for foreign currency transactions.
Signature specimen confirmation at client request	-	10 RON + VAT/ document
Account statement issuing in branch excepting the monthly one offered for free	Free of charge	2 EUR/ equivalent account currency/ page
Fax/ e-mail to the client any document SWIFT message, payment orders to Custom Authorities, Issued Letters of Guarantee, Received Letters of Credit processed and endorsed payment orders	2 EUR/ page + VAT = 2.48 EUR/ page (VAT included)	2 EUR/ page + VAT = 2.48 EUR/ page (VAT included); Free of charge; 2 EUR/ page
Fee for using other bank’s ATM/POS for cash withdrawal with Business Debit Card	Free of charge	0.75 %, minimum 5 RON
Balance inquiry at other bank’s ATM	Free	1 RON
Escrow accounts: opening administration fee changing/ cancelling the contract	Negotiable Negotiable Negotiable	0.25%, minimum 500 EUR Negotiable Negotiable
Cash deposit in coins: in RON in EUR	Free of charge Free of charge	5%, minimum 10 RON 10%
Payments to Executors from seizured accounts: 0 – 49.999,99  RON ≥ 50.000 RON	-	15 RON 45 RON
Penalty fee for amounts programmed for withdrawals and not completed, irrespective of the currency involved	Free of charge	0.2%

* Transfers performed between Garanti Bank S.A.clients using Garanti Online or bank’s ATMs will not be charged, irrespective of the currency of the payment. 

NBR fee applicable for inter-bank transfers in RON, more than RON 50,000, will be lowered at January 1st  2012 at 6.00 RON from  6.26 RON.