Enjoy a world of plus with Bonus Card Classic and be prepared for shopping every day!
Get the Bonus Card Classic from Garanti Bank and enjoy a world of plus. You will benefit of one of the largest partners network in Romania. Hard to believe? We have over 6000 partners with hundreds of online and offline stores to buy everything you want.
What you need to know about Bonus Card Classic
Bonus Card Classıc features:
- Approved limit and currency: between 500 Lei and 9,499 Lei, up to 3 times the eligible income
- Transfer your salary in your Garanti Bank account, you have a preferential interest rate.
- You get up to 10% Bonus from the value of merchant partners purchases. The value of 1 Bonus Point is 1 Leu
- You get 0,3% discount on your shopping to any merchant
- You can buy everything you need in free installments with 0% interest at merchant partners
- You have over 6,000 Bonus Card partners to use your Bonus
- You get up to 50 days grace period for POS transactions
- You can use up to 50% of the credit limit for cash advance transactions
- You can also get up to 3 supplementary Bonus Card Classic for which you can set the limit amount to be used
- You can benefit of a refinancing offer for any unsecured loan from another bank, within a limit of 20,000* lei in up to 36 interest free** installments
- Wherever you are, you can benefit of card replacement or cash advance on case your card has been lost or stolen.
- You have optional SMS alert for all purchases performed with your Bonus Card.
- Bonus Card offers you extra-secure online shopping, by providing you with an extra-security filter: 3D Secure. This allows you to confirm all online payments, by using a security code which you will receive on your phone.
- You can benefit of a Payment Protection Insurance for only 0.168% applied to the total current and future debts from your last Bonus Card Classic statement
- And you will pay it automatically from your Bonus Card available limit, see details here
- You can visit one of the Garanti Bank agencies ,apply here or on Garanti Online and you will be contacted by one of our colleagues.
- Identity card
- Documents attesting the income from salaries, rents, service provision, freelance activities, dividends, pensions, etc. (more details at Garanti Bank agencies)
- If your salary is reported to ANAF we only need your approval to check ANAF database, no income statement required in this case;
- If your salary is not reported to ANAF the following documents are required:
- Copy of one of the following utility invoices: fix/mobile phone, electric power, natural gas.
* This option is available for new clients only, those who do not have nor had a Bonus Card from Garanti Bank
** If the entire current debt is paid until due date.
*During file analysis the bank may request supplementary documents
Don't worry about the costs
- 0 annual fee in the first year for main card and 40 Lei starting second year
- 20 Lei annual fee for supplementary card
- 0 commision for balance inquiry at any BancoSmart
- Offer of 10 Years Bonus Card campaign
See the full list of Fees and Taxes here
Annual Effective Interest Rate is of 34.4% for a Bonus Card Classic with a limit of 5,367 Lei, used immediately and reimbursed in 12 monthly equal installments.
- 27.6%/year fixed interest rate
- 516.9 Lei monthly instalment
- 6,267.6 Lei total due amount
- 40 Lei annual card administration fee
- 1% from used limit + 5 Lei for using the ATM of another bank for cash