Loan Interest Rates
| Product | Period | Currency | Index | Index value | Margin | Interest rate | File analysis fee | Monthly fee | APR |
|---|---|---|---|---|---|---|---|---|---|
| General purpose loan "Summa cum Laude" | 120 months | RON | ROBOR 6 months | 6,03% | 6,96% | 13,29% | 0 | 0,20% | 16,86% |
| 120 months | EUR | EURIBOR 6 months | 1,41% | 11,49% | 13,29% | 0 | 0,20% | 16,86% | |
| 120 months | USD | LIBOR 6 months | 0,78% | 10,62% | 11,04% | 0 | 0,20% | 14,29% | |
| General purpose loan | 120 months | RON | ROBOR 6 months | 6,03% | 8,01% | 14,34% | 0 | 0,20% | 18,07% |
| 120 months | EUR | EURIBOR 6 months | 1,41% | 12,87% | 14,67% | 0 | 0,20% | 18,45% | |
| 120 months | USD | LIBOR 6 months | 0,78% | 12,00% | 12,42% | 0 | 0,20% | 15,87% | |
| General purpose loan - with salary in Garanti Bank |
120 months | RON | ROBOR 6 months | 6,03% | 7,59% | 13,92% | 0 | 0,20% | 17,57% |
| 120 months | EUR | EURIBOR 6 months | 1,41% | 12,48% | 14,28% | 0 | 0,20% | 18,00% | |
| General purpose loan with collaterals | 360 months | RON | ROBOR 6 months | 6,03% | 4,92% | 11,25% | 0 | 0,02% | 12,11% |
| 360 months | EUR | EURIBOR 6 months | 1,41% | 6,60% | 8,40% | 0 | 0,02% | 8,98% | |
| 360 months | USD | LIBOR 6 months | 0,78% | 9,24% | 9,66% | 0 | 0,02% | 10,36% | |
| General purpose loan with collaterals - with salary in Garanti Bank | 360 months | RON | ROBOR 6 months | 6,03% | 4,47% | 10,80% | 0 | 0,02% | 11,61% |
| 360 months | EUR | EURIBOR 6 months | 1,41% | 6,15% | 7,95% | 0 | 0,02% | 8,50% | |
| Auto loan | 84 months | RON | ROBOR 6 months | 6,03% | 3,63% | 9,96% | 0 | 0,20% | 13,08% |
| 84 months | EUR | EURIBOR 6 months | 1,41% | 7,02% | 8,82% | 0 | 0,20% | 11,82% | |
| 84 months | USD | LIBOR 6 months | 0,78% | 7,68% | 8,10% | 0 | 0,20% | 11,02% | |
| Housing loan | 360 months | RON | ROBOR 6 months | 6,03% | 3,90% | 10,23% | 0 | 0,02% | 10,98% |
| 360 months | EUR | EURIBOR 6 months | 1,41% | 5,55% | 7,35% | 0 | 0,02% | 7,86% | |
| 360 months | USD | LIBOR 6 months | 0,78% | 8,34% | 8,76% | 0 | 0,02% | 9,38% | |
| Housing loan – with salary in Garanti Bank | 360 months | RON | ROBOR 6 months | 6,03% | 3,72% | 10,05% | 0 | 0,02% | 10,78% |
| 360 months | EUR | EURIBOR 6 months | 1,41% | 5,43% | 7,23% | 0 | 0,02% | 7,72% | |
| Overdraft | - | RON | ROBOR 3 months | 5,34% | 7,98% | 13,32% | - | 14,16% | |
| Overdraft – when salary no longer received in Garanti Bank | - | RON | ROBOR 3 months | 5,34% | 8,22% | 13,56% | - | 14,44% |