SAVINGS ACCOUNTS INTEREST RATES

Bonus Economus*

Currency Limited amount for account opening Limited amount for standing order Interest rate Bonus interest rate
RON Between 0 - 5.000 RON Between 50 - 4.000 RON 1,50% 1,00%
EUR Between 0 - 1.200 EUR Between 10 - 1.000 EUR 0,50% 1,00%

Economus*

Currency Limited amount for account opening Limited amount for standing order Interest rate
RON n/a Between 50 - 10.000 RON 1,50%
EUR n/a Between 10 - 2.500 EUR 0,50%

Savings accounts with minimum amount blocked (accounts opened before 01.04.2014)*

Minimum amount Index** Index value Calculation formula Interest rate
500 RON ROBOR 6M 1.02% Index - 1.25% 0.00%
2000 RON ROBOR 6M 1.02% Index - 0.75% 0.27%
500 EUR EURIBOR 6M -0.30% Index + 0.35% 0.05%
2000 EUR EURIBOR 6M -0.30% Index + 0.60% 0.30%

**ROBOR 6M and EURIBOR 6M are updated each 1st of February and 1st of August

Savings accounts for children with minimum amount blocked (accounts opened before 01.04.2014)*

Minimum amount Index** Index value Calculation formula Interest rate
500 RON ROBOR 6M 1.02% Index - 0.75% 0.27%
500 EUR EURIBOR 6M -0.30% Index + 0.60% 0.30%

**ROBOR 6M and EURIBOR 6M are updated each 1st of February and 1st of August

*The values given in the tables represent annual interest rates. According to the Emergency Ordinance no. 58/2010, starting 1st of July 2010, the interest granted to customers for saving accounts is subject to a tax of 16%.

The funds deposited in current accounts, savings accounts or time deposits opened by customers with Garanti Bank are protected through the guarantee scheme administered by the Bank Deposit Guarantee Fund, up to 100,000 EUR, Ron equivalent, as specified in the conditions from Information Form for Depositors and in the List of Deposits Exempted from Compensation, which you can read here.